I have been using Whisk for a long time for images. I pay for Hailuo and have been using it only for video. I never considered of using Hailuo for images since it's not free. After seeing your image, I went and gave it a try.
Hailuo gives you 4 choices for the engines. The best seems to me to be Nano Banana Pro
Whisk uses (as of late 2025), Nano Banana (Pro?)and Veo 3
Nano Banana Pro is based on Gemini 3
Gemini can generate images directly with three choices (Fast, Thinking and Pro)
They are all Google, but the results are all different with the same Prompt. They can even vary wildly from one run to the next. They also change when you change the image Ratio.
Bottom line: Hailuo's version of Nano Banana Pro is by far the best at understanding the prompt and giving the most accurate results. Plus the images look like real life. I guess it's proof you get what you pay for, especially if you choose the 4K resolution
Whisk is still great and very to use for FREE
For a comparison, I also tested Grok. The images don't always match the prompts. Plus, Grok, on it's own, seems to add a lot more sexual flavor to everything.
I've attached several versions from each site using this prompt:
A photo realistic four panel photo of a woman named Susan and a 40 year old woman named Jane in the sunlit living room of a nice house. The house has rich wood flooring and an area rug. Jane has long black hair. Susan has long blond hair. Susan is a 30 year old and wearing a short purple floral dress, white socks and sneakers. Susan's sneakers are purple canvas Vans Authentic sneakers. Susan is on her stomach on the floor. Susan has her mouth open. Jane is sitting very close to Susan. Jane is sitting in a chair in front of Susan. Jane is wearing a short black dress and pink canvas Vans Authentic sneakers. Jane has one foot in the air so that her pink Vans sneaker is near Susan's mouth. The toe of Jane's pink Vans sneaker is near Susan's mouth. Susan is holding Jane's ankle and biting the pink Vans sneaker on Jane's foot. Jane is talking to Susan. The first panel is a wide profile shot of both women that shows their entire bodies. The second panel is a close up of Susan's face with the pink Vans sneaker near Susan's mouth. The third panel is from Jane's point of view looking down at Susan's face with the pink Vans sneaker near Susan's mouth . The forth panel is a view from above Susan's head, looking down at Jane's feet as Susan bites Jane's pink Vans sneaker.